The active versus passive investing debate rages on. Active proponents argue that you should trust your hard-earned savings to be managed by highly skilled, highly trained professionals. Passive investing proponents scream “bunk” and argue that any potential benefit from hiring trained professionals is more than offset by the higher fees being charged. Wealth grows by the after-cost rate of return. The SPIVA Canada Mid 2020 Scorecard is available and it should be required rea