The article states that asset allocation funds and equity funds offered to Canadian investors charge on average close to two full percentage points. Yikes! Good luck growing rich. A do-it-yourself investor can build a completely diversified, indexed portfolio for under 15 basis points (1 basis point = 1/100 of a percentage point). No expertise nor experience required. BYOFA. You will enjoy it.
Have a look at the long-term 2018 SPIVA (Standard & Poor's Index vs. Active) here. I highlight the longest spanning data. The data is damning for those who invest in active management through a financial advisor. The only way to slash your cost factor is to BYOFA. Come learn how.