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10 friends get together to play poker. Each brings $10,000 to the poker table. They play for a year. There are winners and losers but it is certain that there is $100,000 in poker chips at the table always. There will be winners and losers but if one or more hold more than $10,000 after a year, it is certain that at least one must hold less than $10,000. This is an example of a zero-sum game. The total money available for the players is constant at $100,000. After one year they reset and each hold $10,000. They decide to hire a dealer. The dealer charges 2% per year to deal. There is now a 2% annual charge to participate in the game. At the end of one year there is $98,000 at the table and $